Lost Wages Calculator

Calculate lost income for a personal injury, workers comp, or disability claim. Includes current wages, future earning capacity, and fringe benefits in one comprehensive lost wages estimate.

💰 Legal Damages📐 Lost Wages = Daily Rate x Days Missed
Hourly wage or annual salary ($)
Hours per week
Pay type
Days missed from work
Future lost earning months
Please enter valid values.

Formula & Reference

VariableFormulaUnits
Lost Wages CalculatorLost Wages = Daily Rate x Days Missed$ damages

Step-by-Step Examples

Example 1
45-Day Injury

$25/hr, 40 hrs/wk, 45 days missed.

  • Daily rate = $25 x 40 / 5 = $200/day
  • Lost wages = $200 x 45 = $9,000
  • Benefits not included here (add 30% = $11,700 total)
✓ $9,000 wages / $11,700 with benefits
Example 2
Self-Employed

$800/day rate, 30 days missed.

  • Lost = $800 x 30 = $24,000
  • Self-employed must document income with tax returns and contracts
  • Future lost client relationships may add more
✓ $24,000 lost revenue
Example 3
Future Impairment

$60,000/year salary, 3 months future capacity loss.

  • Daily rate = $60,000/260 = $230.77
  • Future loss = $230.77 x 66 days = $15,231
  • Long-term impairment may require vocational expert
✓ $15,231 future earnings loss

Real-World Applications

Common Mistakes to Avoid

⚠️
Not documenting income properly

Lost wages must be proven with evidence: pay stubs, W-2s, employer letters, or tax returns for self-employed. Undocumented income claims are heavily discounted by insurers.

⚠️
Forgetting fringe benefits

Benefits (health insurance, 401k, PTO) are also economic damages. They typically add 20-35% to the wages figure. Get employer documentation of your benefits package value.

⚠️
Ignoring self-employment complications

Self-employed individuals must show lost business profits, not just gross revenue. Lost opportunity costs (clients lost during injury) are harder to prove and may require expert testimony.

Frequently Asked Questions

What counts as lost wages in a personal injury claim?
Regular wages, overtime you customarily worked, bonuses and commissions, self-employment income, fringe benefits (health insurance, retirement contributions), and future earning capacity if the injury is permanent.
How do I prove lost wages?
Pay stubs showing pre-injury income. Letter from employer stating your rate, hours, and days missed. Tax returns for self-employed. Medical records showing you were unable to work. Doctor's note verifying work restrictions.
Can I claim lost wages if I used sick or vacation days?
Yes. If you had to use PTO/sick days to cover your missed work, those days are still compensable lost wages because you exhausted earned benefits you otherwise would have kept.
What about future lost earning capacity?
Future lost earnings (reduced capacity to earn) requires economic expert testimony in most serious cases. The calculation considers your pre-injury earning history, career trajectory, vocational limitations, and remaining work life expectancy.
Do lost wages count toward the pain and suffering multiplier?
Yes. Both medical bills and lost wages are economic damages. The multiplier method applies to total economic damages. $10,000 medical + $5,000 wages = $15,000 x 2.5 = $37,500 pain and suffering.

Related Calculators