Personal Injury Settlement Estimator

Estimate potential personal injury settlement range based on medical bills and damages.

About This Calculator

Estimate potential personal injury settlement range based on medical bills and damages. Use the calculator above for instant results.

Worked Examples

Example 1: $15K medical, $10K lost wages, 3x multiplier

  • Specials: $25K | Pain: $75K | Gross: $100K
  • After 33% fee: ~$67K net

Answer: $25K-$100K range

Example 2: $5K medical, no lost wages, 2x

  • Specials: $5K | Pain: $10K | Gross: $15K

Answer: $5K-$15K range

Example 3: Severe injury $50K medical, $30K lost, 4x

  • Specials: $80K | Pain: $320K | Gross: $400K

Answer: $80K-$400K range

Who Uses This Calculator?

⚖️
Injury Victims

Get rough settlement context.

📊
PI Attorneys

Initial case value estimate.

💼
Insurance Adjusters

Understand claims context.

🏥
Accident Victims

Know your rights before negotiating.

Common Mistakes to Avoid

❌ This is not legal advice

Settlement values depend heavily on specific facts, jurisdiction, liability strength, and insurance policy limits. Consult a personal injury attorney.

❌ Accepting quick settlements

Insurance companies offer low initial settlements. Never accept before knowing full extent of injuries. Medical treatment must be complete or near-complete.

Frequently Asked Questions

Pain and suffering calculation?

The multiplier method: specials (medical + lost wages) x 1-5 based on severity. More severe/permanent = higher multiplier. Insurers use computer algorithms.

How long for PI settlement?

Minor injuries: 3-6 months. Moderate: 6-18 months. Severe/complex: 1-3+ years. Never rush — full injury extent must be known.

Contingency fee?

Most PI attorneys work on 33-40% contingency. No upfront cost. They only get paid when you do.