Bicycle Accident Settlement Calculator

Estimate damages from a bicycle accident with a motor vehicle. Cyclists have significant legal rights and often serious injuries warranting substantial settlements.

🚲 Personal Injury📐 Bicycle Settlement = Medical + Wages + P&S + Bike Damage
Medical bills ($)
Lost wages ($)
Bicycle damage ($)
Recovery months
Injury severity
Please enter valid values.

Formula & Reference

VariableFormulaUnits
Bicycle Accident Settlement CalculatorBicycle Settlement = Medical + Wages + P&S + Bike Damage$ estimate

Step-by-Step Examples

Example 1
Dooring Accident

$25K medical, $8K wages, $3K bike, moderate.

  • Econ = $36K | P&S = $36K x 3.5 = $126K
  • Total: $162K
✓ ~$162,000
Example 2
TBI from Truck

$100K medical, serious TBI, no bike value.

  • Econ = $100K | P&S = $100K x 5.5 = $550K
  • Total: $650K
✓ ~$650,000
Example 3
Minor Crash

$5K medical, $500 bike, minor injuries.

  • Econ = $5,500 | P&S = $5,500 x 2.5 = $13,750
  • Total: $19,250
✓ ~$19,250

Real-World Applications

Common Mistakes to Avoid

⚠️
Assuming cyclists have no rights on the road

Cyclists have the same rights as motor vehicle drivers in all 50 states. Motorists must give adequate clearance (3 feet minimum in most states) and yield appropriately.

⚠️
Not photographing the accident scene

Bike lane markings, road conditions, and the position of vehicles are critical evidence. Take extensive photos before anything is moved.

⚠️
Ignoring the bicycle damage claim

A high-end bicycle can be worth $2,000-$15,000+. The replacement value is an economic damage in addition to personal injury. Get a professional appraisal of the damaged bike.

Frequently Asked Questions

What is a dooring accident?
A dooring accident occurs when a parked car's occupant opens a door into a cyclist's path. Dooring is illegal in most states; the opener is typically 100% at fault. These accidents cause serious injuries.
What if I wasn't wearing a helmet?
In states with comparative negligence, not wearing a helmet may reduce your recovery for head injuries. However, for other injuries (broken leg, road rash), helmet use is irrelevant and won't affect your recovery.
What damages can cyclists recover?
Medical bills (past and future), lost wages, loss of earning capacity, pain and suffering, bicycle repair or replacement, and property damage. For serious TBIs, future care costs and lost lifetime earnings can be substantial.
Do cyclists need to follow traffic laws?
Yes. Cyclists must obey traffic signals, ride in the direction of traffic, and follow the same rules as motorists. A cyclist running a red light and being hit may have their recovery significantly reduced for comparative fault.
What if I was in a designated bike lane?
Being in a designated bike lane strengthens your claim significantly - the driver had a legal duty to stay out of the bike lane. This often results in stronger liability and higher settlement values.

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