Vesting Schedule Calculator

Calculate how many equity shares or options have vested at any point in a schedule, including cliff periods, and project the remaining vesting timeline.

📅 Equity📐 Vested = total × (months elapsed − cliff handled) / vesting period💼 Business
Total shares or options granted
Vesting period (months)
Cliff period (months)
Months elapsed since grant
Vesting frequency after cliff
Please enter valid values.

Formula & Reference

VariableSymbolFormulaUnits
Vesting Schedule CalculatorVested = total × (months elapsed − cliff handled) / vesting periodshares

Step-by-Step Examples

Example 1
Standard 4-Year, 1-Year Cliff

48,000 shares, 48 month vesting, 12 month cliff, 20 months elapsed, monthly after cliff.

  • Monthly rate = 48,000 / 48 = 1,000 shares
  • Cliff passed at month 12
  • Vested = 1,000 × 20 = 20,000 shares
  • 41.67% vested, 28,000 unvested
✓ 20,000 shares vested (41.67%)
Example 2
Before the Cliff

Same grant, 9 months elapsed.

  • Cliff is 12 months — not yet reached
  • Nothing has vested
  • At month 12, 12,000 shares vest at once
  • 3 months remaining to the cliff
✓ 0 vested — cliff not reached
Example 3
Quarterly Vesting

40,000 shares, 48 months, 12 month cliff, 30 months elapsed, quarterly.

  • Monthly rate = 833.33
  • Completed quarters = floor(30/3) × 3 = 30 months
  • Vested = 833.33 × 30 = 25,000 shares
  • 62.5% vested
✓ 25,000 shares vested (62.5%)

Real-World Applications

Common Mistakes to Avoid

⚠️
Assuming the cliff means delayed vesting only

Before the cliff, nothing vests at all. Leaving one day before a twelve-month cliff typically means walking away with zero equity.

⚠️
Confusing vesting with exercising

Vesting means the right is earned. Options still require exercise, at cost, and often within a limited window after leaving.

⚠️
Ignoring the post-termination exercise window

Many plans give only 90 days after departure to exercise vested options. Missing it forfeits them entirely, regardless of vesting.

Frequently Asked Questions

What is a vesting cliff?
A period at the start of a schedule during which nothing vests. At the cliff date, the full accrued portion vests at once, then vesting continues periodically.
What is a standard vesting schedule?
Four years with a one-year cliff is the most common arrangement in startups, with monthly vesting after the cliff.
What happens to unvested shares if I leave?
They are forfeited and typically return to the option pool. Only vested shares or options remain yours, subject to the plan's exercise rules.
What is the post-termination exercise window?
The period after leaving during which vested options can still be exercised — commonly 90 days, though some companies offer considerably longer.
What is acceleration?
A provision vesting some or all unvested equity on a triggering event, usually acquisition. Single trigger vests on the event; double trigger requires both the event and termination.

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